Know your loan answer before the bank does.
thedocly checks your documents against your bank's exact requirements, scores your approval odds, and tells you precisely what to fix — in plain language.
Built on each bank's real personal-loan document checklist.
7
required documents checked, automatically
60s
from upload to a readiness score
0–100
approval readiness, in plain numbers
Rs 0
to get started — pay only to unlock
The actual app. No mockups, no fluff.
Upload once. See your readiness instantly.
Pick your bank, snap a photo of each document, and thedocly scores your approval odds in real time — with a clear checklist of what's done and what's left.
Know exactly why — and how to fix it.
No vague rejections. thedocly lists the precise reasons your application might fall short — an expired salary letter, the wrong document, an amount over the limit — and the steps to fix each one before you go.
From paperwork to a clear answer, in under a minute.
Pick your bank
Choose your bank and see its exact document list for a personal loan.
Upload documents
Snap photos from your phone. thedocly checks each one as you go.
Get your score
Your approval odds, the gaps to fix, and an estimated loan amount.
One price. No subscription.
Start free. Unlock your full analysis for a single one-time payment.
Free
Rs 0
Get started, no card needed.
- Bank document checklists
- Browse supported banks & loan types
- Loan readiness basics
thedocly Premium
Rs 1,000
One-time. No subscription.
- Full AI document analysis
- Approval readiness score & loan estimate
- Top rejection reasons + how to fix
- Downloadable PDF report for your bank
- Priority support & early access to new banks
Pick your bank, upload your documents, and our AI checks them against that bank’s exact requirements — then gives you a readiness score and the gaps to fix.
No. thedocly is an independent tool that helps you prepare loan paperwork. We don’t approve, guarantee, or issue any loan.
Not at all. It’s a document readiness check, not a loan application — nothing is reported to any bureau.
NIC Asia is live today, with Nepal Bank, Nabil, and Global IME coming soon. Each bank has its own document rules built in.
Yes. Documents are encrypted, scoped to your account, and auto-deleted 30 days after upload.
Know before you go.
Check your loan readiness in under a minute — and walk into the bank already prepared.